critical illness insurance pros cons

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Does health insurance cover critical illness?

Your regular health insurance plan covers the costs of your healthcare. If you’re diagnosed with a critical illness, you can also file a claim with your critical illness insurance company. Your critical illness insurance company provides a lump sum payout up to your policy’s coverage limit.

What are the benefits of critical illness insurance?

A big draw of critical illness insurance is that the money can be spent on a variety of things, such as: Part of what makes these policies appealing is that they generally don’t cost much, especially when you get them through an employer.

Is critical illness insurance a good investment?

Your critical illness insurance company provides a lump sum payout up to your policy’s coverage limit. Critical illness insurance can be a good investment for people with a high deductible health plan and large out-of-pocket health insurance costs.

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